booked a dermatology appointment through Zocdoc and added Apple Pay as my payment method. When I arrived and checked in, I was handed a form that required my physical credit card information. I don't carry physical cards because my card was stolen and fraudulently used in the past. I pay with Apple Pay for everything, and I don't keep my card details stored anywhere else.
I asked why I wasn't notified about this requirement in advance. Most people today rely on Apple Pay and don't carry physical cards, so a simple message before the appointment would have made a big difference.
I went all the way home to get my card and came back, only to be told that they don't accept my insurance. Why wasn't this mentioned before I booked, or at check-in? Both of these issues could have been communicated ahead of time. Instead, I wasted an hour of my day and still wasn't seen.
Please improve your communication with patients before their appointments.
My insurance was listed on my Zocdoc booking, so this should have been flagged before my appointment was confirmed.
Reply from The Dermatology Specialists
2026.10.22
Hi Luna, thank you for sharing your feedback. We understand your concerns regarding the communication of payment requirements and insurance acceptance prior to your scheduled appointment. We recognize the importance of providing patients with clear information in advance to help avoid unexpected issues during check-in. We take your concerns seriously and will address them with the appropriate team to review our communication processes and identify areas for improvement. If you would like to discuss your experience further, please contact our management team at jhines@thedermspecs.com