TomoCredit

TomoCredit Reviews

Average rating
     
2.5 | 411 reviews
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TomoCredit
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Reviews

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2.5

| 411 total

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Landon James
Landon James 2025.08.06
     
Tomo credit deals It is a very helpful work. I will consider using it in the future and also make a point to tell my friends about it.Thank you
Angela W
Angela W 2024.12.04
     
I did some research after being bombarded with emails and phone calls after checking into their credit builder program. I found where they were sued and had to pay $150 million in 2023 and a recent article about what was published in ****** said The credit bureaus have reportedly cut off TomoCredit from furnishing data: Experian, ********** and Equifax, the three major credit bureaus, have all ended their data partnerships with TomoCredit, refusing to include credit lines reported by the troubled San Francisco startup. There are also pages and pages on Reddit and various other social media platforms of complaints customers have had and some have been trying to find a solution for YEARS. I wanted to share what I found because theyre charging people $15-$170/mo for a service they cant even do anymore.
E. Owens
E. Owens 2024.11.14
     
Great Product for New Credit Builders TomoCredit has made my credit-building journey so much easier! Their service is simple to use, and the updates keep me informed about my progress. I love that they look beyond the usual credit requirements, allowing me to grow my credit profile at my own pace. I’ve already recommended TomoCredit to friends and family, and they’re seeing similar results!

Date of experience: 11 October, 2024
Alex Zuniga
Alex Zuniga 2024.11.14
     
Wowzers! I recently signed up for Tomo Credit’s new credit consulting service, and I couldn’t be happier with the results! From the start, the team was incredibly helpful, providing clear guidance and personalized advice on how to improve my credit score. They took the time to understand my unique financial situation and offered actionable steps tailored to my goals. I saw a noticeable improvement in my credit score in just a few months, which has opened up new opportunities for me. The customer service is excellent, and I feel confident knowing I have a trusted partner in managing my credit. Highly recommend Tomo Credit’s consulting service to anyone looking to take control of their credit health!

Date of experience: 01 November, 2024
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Joshua S
Joshua S 2024.10.24
     
Got a pre approval...I called to inquire, was put on an answering machine...Awesome company... maybe.Just got a return call, and I asked what the interest rates were from ****** *******... He started off on a tangent, where I interrupted him and asked the same question....Dude got rude... and I said "Look, if you want my business, I have questions..."and his response was "I don't want your business" and hung up.If this is the business model of your company... awesome, that is all you... Not sure how you got two stars
Harold G
Harold G 2024.10.17
     
Can somebody do something to this Company. It's a SCAM, SCAM, SCAM. At least 10 months now I've been trying to get them to stop calling me, texting , Emailing. this is daily. I've tried and tried to cancel and get my money back. They pretend that I don't really want to cancel and continue to ignore me. I have had to have my Bank block them over and over from trying to take money out of my account. They try everyday and they call everyday. If anyone has any contacts with the government. Please let them know that this Company is Scamming people and won't give the money back for terrible service or non service. I could go on and on but, I'm tired of this Company and they just get away with this abuse.
Kevin C
Kevin C 2024.09.30
     
Man? Why didn't I come here before signing up to this scamming service. I signed up, never got the services as promised and now despite 10 different requests to close my account and remove information from their system, they are still charging multiple cards. They need to be shut down and stopped.
Bernard L
Bernard L 2024.08.16
     
Paid 4 for credit build that Ive never received, asked that my subscription be cancelled over 2 months ago and Ill still being charged. I cant call as there is no number listed to contact and Ive sent several emails, only received confirmation that my emails were received, terrible service and to no avail able are you able to get able of customer suppprt. This service is fraud.
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Carlos P
Carlos P 2024.08.15
     
I've been trying for 2 months to cancel this c*** as well as unsubscribe to no avail.I'm no longer affiliated with this company, so at this point their just trying to steal money from me.
Lloyd S
Lloyd S 2024.08.11
     
I've been trying to cancel my account for months without success. It is a scam.
Christina T
Christina T 2024.07.16
     
Give me my **** money back!! YOU DONT REPORT PROPERLY! IF I PAID FOR A 10K CREDIT LONE WHY DID I NEVER GET IT!!! IM GOING TO REPORT THIS COMPANY UNTIL ITS SHUT DOWN I DONT CARE RUN ME MY COIN AND GOODBYE
Melanie L
Melanie L 2024.06.28
     
Paid for TomoBoost for over 6 months and nothing ever showed up on my credit. Tried to cancel many times, and everytime I got an email back that was automated and they would never allow me to cancel. I ended up having to cancel my card to stop them from pulling money.
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Marc J
Marc J 2024.06.27
     
Tomo boost is a scam, dont use their services its a waste of time and money
Margaret B
Margaret B 2024.06.19
     
This company is a sham. I followed instructions for cancelation, and they will not cancel! They only give me nonsense replies stating "We respect your desire to cancel, but we really don't want you to!"Currently up to TWELVE emails in 24 hours and they still won't cancel.
Chiquita G
Chiquita G 2024.06.12
     
I am writing to lodge a complaint against Tomoboost regarding their inability to cancel my subscription and their continuous billing despite numerous attempts. I signed up with the understanding that they would report my subscription to credit bureaus, but after six months, I have seen no such reporting or any results. My efforts to cancel through emails and texts have only received auto-reply messages, with tickets automatically closed and no working phone numbers to contact. I have been billed three payments: two of $67 and one of $99, totaling $233, without any resolution. I request an immediate cancellation of my subscription, a full refund, and compensation for the inconvenience caused. Your prompt attention to this matter is appreciated.
Denver Bell
Denver Bell 2024.05.07
     
The service from TomoCredit is effective and didn't cost much, but dealing with their customer service felt a bit scripted at times.
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Liam Sanderson
Liam Sanderson 2024.05.07
     
Appreciate the credit boost from TomoCredit. It was affordable, but the customer service team sometimes seems overly eager to please.
Sam Mills
Sam Mills 2024.04.27
     
Valuable service TomoCredit offers a valuable service for a fair price. However, their customer service can sometimes be overwhelmingly chipper.

Date of experience: 01 March, 2024
Rachel Talbot
Rachel Talbot 2024.04.27
     
Thanks! Credit score went up thanks to TomoCredit, and it wasn’t expensive. Just a heads up, their customer service might come across as too cheerful at times.

Date of experience: 25 March, 2024
Josh Hanson
Josh Hanson 2024.04.27
     
It is great! Tomo Boost’s VIP program was a lifesaver for me. It's not only affordable, but it actually works. My credit score improved by 111 points, and now I can't stop talking about how great it is!

Date of experience: 04 April, 2024
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