Michael Rand & Associates, Inc., Professional Mortgage & Real Estate Services Reviews

Keith Gosselin 2025.11.26

     

Best broker ever! Helped me buyout my ex-wife from our house in a very long, complex process. The deal never should have been possible, but MIchael and his team (especially Debra) kept on it until we succeeded! Great communication, creative financing, and incredible honesty. My ex was treated failrly, which glorified God and allowed me to feel good about the transaction. Thank you Michael!

Date of experience: 19 November, 2025

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Reply from Michael Rand & Associates, Inc., Professional Mortgage & Real Estate Services 2025.12.11

Thanks so much, Keith! We are thrilled that we could help make such a challenging process possible. It means a lot to hear that our hard work, creativity, and honesty made this transaction a positive experience for everyone involved. Wishing you the best in this next chapter!

Susan Cizek 2025.08.13

     

I’ve bought and sold several properties in my life time and I’ve never had a better experience. Michael Rand and his staff handled my mortgage as if I were family. I never had to worry that a detail was missed that could have delayed buying my new home. They were efficient and extremely detailed oriented. But most of all they cared about me as a person and I am most grateful!

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Reply from Michael Rand & Associates, Inc., Professional Mortgage & Real Estate Services 2025.11.23

Thank you Susan! We appreciate and are grateful for you.

Ryan Miziker 2025.07.25

     

Highly Recommend. I reached out to Michael Rand & Associates for a home equity loan, and they helped me through the process. As creative professionals and business owners, my wife and I have a complex financial picture. Michael and his team were respectful of our situation and took the time to find the best fit for us. In the end we now have a much better financial plan for the future.

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Reply from Michael Rand & Associates, Inc., Professional Mortgage & Real Estate Services 2025.07.25

Thank you Ryan! We appreciate your business and look forward to helping you again in the future.

Ryan M. 2025.07.25

     

Verified

Highly recommend. I reached out to Michael Rand & Associates for a home equity loan, and they helped me through the process. As creative professionals and business owners, my wife and I have a complex financial picture. Michael and his team were respectful of our situation and took the time to find the best fit for us. In the end we now have a much better financial plan for the future. Thank you!

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Ryan Miziker 2025.07.24

     

Better Financial Future -- Thank you Michael Rand I reached out to Michael Rand & Associates for a home equity loan, and they helped me through the process. As creative professionals and business owners, my wife and I have a complex financial picture. Michael and his team were respectful of our situation and took the time to find the best fit for us. In the end we now have a much better financial plan for the future. Highly recommend.

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Mark E. 2025.07.04

     

Verified

Michael Rand and his team are in a "Category of One" !! They exceed expectations, over-deliver to their clients and "walk the walk". I've known Michael for over 14 years and worked with him on home purchases and refinances over that time. As a busy professional, Michael and Debra "carry the ball for you" in facilitating and completing a very detailed paperwork filled process. I cannot recommend Michael and his Team enough. You won't be dissatisfied.

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Mark Exler 2025.07.02

     

Michael Rand and his team are in a "Category of One" !! They exceed expectations, overdeliver to their clients and "walk the walk". I've known Michael for over 14 years and worked with him on home purchases and refinances over that time. As a busy professional, Michael and Debra "carry the ball for you" in facilitating and completing a very detailed paperwork filled process. I cannot recommend Michael and his Team enough. You won't be dissatisfied.

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Reply from Michael Rand & Associates, Inc., Professional Mortgage & Real Estate Services 2025.07.03

Thank you very much for your kind words Mark!
We appreciate your loyalty and your business.

Edgar Vrable 2024.04.22

     

Exceptional Loan Officer Long overdue review, but my partner and I had the pleasure of working with Anissa Kiester from MR&A and couldn’t be more impressed and thankful with the help of refinancing our home. Her depth of knowledge in the industry was evident from the start. She was able to answer all of our questions with confidence and clarity, which put our minds at ease. What really set her apart was how accessible, responsive and accommodating she was during the process. What could have been a stressful process, she made seamless and straightforward. I highly recommend and would definitely use Anissa from MR&A for future lending and refinancing needs. Thank you again for getting us the best interest rate!

Date of experience: 01 January, 2022

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Anthony Mastantuono 2022.09.12

     

Great experience with Michael Rand and associates Michael did an amazing job for us regarding the sale of our family home. This was the second property he sold for us. He’s with you from the get go and provides great advice and answers all questions you have very quickly. Debra who works with Michael also keeps you up to date every step of the way. Would highly recommend Michael Rams and associates to anyone looking to buy or sell a home!!!

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Mercedes C. Young 2022.09.08

     

Michael is AMAZINGGGG!!! I don't even know where to begin... Listen, Michael is such a sweet human. It's rare to find genuinely good people, especially in LA but he is a gem. He works so hard, is very knowledgeable and gets the JOB DONE! My loan was closed so quickly and he made sure that I was able to secure the best interest rate possible. I'm so glad that I listened to him and locked in the interest rate when he advised because it sky-rocketed from there. I'll definitely be referring Michale and doing business with him again! Debra is also amazing, such a sweet soul. They work so hard and so well! Great team! Kudos to them!

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Derek 2022.08.19

     

Derek If you are in need of Mortgage financing, this is the company you want to call. Thanks again.

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Bertie Navarro 2022.07.04

     

BAN Michael and Debra have been a tremendous resource through the selling process, as well as facilitating the purchase of a new home, all while securing a fantastic mortgage for my new home. They are true professionals, who always have your best interest at heart!!!! I wish I could give them more than 5 stars!

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Reply from Michael Rand & Associates, Inc., Professional Mortgage & Real Estate Services 2022.07.06

Hello Bertie,
Thank you for the kind words. It was a pleasure serving you.
Do not hesitate to reach out should you have any question or concerns. Always glad to chat!
Regards,
Michael Rand, Broker/CEO
Michael Rand & Associates, Inc.
MRA Home Loans
(877) 562-6606
www.mraloans.com

MRA Home Loans - Mortgage Financing Specialists.
We'll find the right mortgage for you at the very best possible rates.

★ Apply For A Loan:
Go Here: https://mraloans.com/loanapplication

★ Use Our Online Mortgage Calculator
Go Here: https://mraloans.com/calculator

► Serving All locations in San Diego County, including Carlsbad, Cardiff, Del Mar, Encinitas, Escondido, La Costa, La Jolla, Leocadia, Fallbrook, Murrieta, Ocean Beach, Pacific Beach, Oceanside, Mission Beach, Poway, Rancho Bernardo, Rancho Santa Fe, San Diego, San Marcos, Solana Beach, Temecula & Vista CA.

When it’s time to purchase a home or refinance your existing mortgage, it’s important to work with a company that can offer you a wide variety of home loan options. Our loan professionals are licensed by the NMLS and the California Department of Real Estate. Call or visit our web site for more info & Five Star reviews.

MRA Loans • Always Exceeding Your Expectations !

San Fernando Valley: (818) 736-5858
San Diego County: (619) 695-2600
Ventura County: (805) 909-3100
Long Beach: (562) 758-8900
Santa Clarita Valley: (661) 424-2121
San Gabriel Pasadena: (626) 499-4800
Los Angeles: (323) 455-2100
Irvine, Laguna, Dana Pt, San Clemente: (949) 238-7744
Desert Area, Oceanside: (760) 308-6800
Orange County: (657) 289-1400
Los Angeles: (323) 455-2100

Kyler 2022.04.07

     

Excellent service Anissa did an amazing job helping us through the entire process of obtaining a mortgage loan. This was our first home purchase so there was a lot to be unsure of and nervous about. Anissa answered all of our questions and kindly took the time to explain everything to us along the way. We always felt like we could get into contact, as she was very responsive wether through email or phone. In the end, we felt very informed and confident about the decisions we made!

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Tony Newland 2022.03.23

     

Fixed Rate Refinance In Record Time Before the Fed Raised Quarter Point! Closed our home loan refinance with a fixed rate in record time before the Fed raised the rates a quarter point. Thank you MRA Loans, Tony N.

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Alan Sette 2022.01.11

     

When it comes to home financing I will only allow Anissa to handle my financing needs. She is straight forward, has your best interest at heart and completely understands how to underwrite. Anissa has been my go to for over 35 years. I highly recommend her to anyone seeking a loan.

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Reply from Michael Rand & Associates, Inc., Professional Mortgage & Real Estate Services 2025.07.09

Thank you Alan!
We appreciate your loyalty and business.

Ian Poncher 2022.01.11

     

This is a great company to work with. I highly recommend them for your home loans. Anissa is the best officer to work with. She guided me all throughout the process and was very detailed in her explanations of my loan.

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Reply from Michael Rand & Associates, Inc., Professional Mortgage & Real Estate Services 2025.07.09

Thank you Ian! We appreciate you!

Melissa Peterson 2022.01.11

     

Best loan professionals! They make it so easy!!!

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Reply from Michael Rand & Associates, Inc., Professional Mortgage & Real Estate Services 2025.07.09

Thank you, Melissa! We appreciate your loyalty and kind words!

Monique Corridori 2022.01.11

     

MRA and team was extremely supportive in getting my loan processed in a timely manner. During a time when rates were low and there were thousands of loans to be processed, MRA kept me posted on a consistent basis of the status of my loan. I can't say enough about the professionalism and responsiveness of this company. We are very happy with our experience!! -M Corridori

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Reply from Michael Rand & Associates, Inc., Professional Mortgage & Real Estate Services 2025.07.09

Such kind words, Monique! We appreciate the business and are always here to help with your mortgage needs! Thank you for being a repeat client!

Ravi Madhwani 2021.10.30

     

The best REALTOR and Loan Officer. Provides the best service with integrity. I would recommend him to my friends and family for all their real estate needs.

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Reply from Michael Rand & Associates, Inc., Professional Mortgage & Real Estate Services 2025.07.09

Thank you, Ravi! We appreciate the confidence you have put in us over the years and always want to service you and your referrals well!

Kristen Olsen 2021.07.06

     

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Reply from Michael Rand & Associates, Inc., Professional Mortgage & Real Estate Services 2025.07.09

Thank you, Kristin! Your repeat business is always appreciated!