This is my second time using Kristy for a mortgage and she has been amazing each time. She gives personalized options that fit our needs and stays on top of timelines. She communicates effectively and follows up throughout the entire process from beginning to end. Thank you Kristy for another successful transaction! We are thrilled with our new lake front home!
Thank you so much for your continued trust in Ownity Mortgage Lending and for choosing Kristy Gannon for your mortgage! 🏡 It was such a pleasure helping you through this process, and We are so excited for you and your new lakefront home! ❤️ Helping our clients find the right options and making the process as smooth as possible is always our goal. Wishing you many wonderful memories in your beautiful new home! Congratulations! 🎉
Mayte Chavez2026.10.21
Kristie has been absolutely amazing to work with! She is professional, knowledgeable, responsive, and genuinely cares about her clients. Throughout the lending process, she made everything feel smooth and stress-free by keeping me informed, answering my questions, and making sure I understood each step along the way. Her dedication, patience, and willingness to go above and beyond truly made a difference. It’s rare to find someone who combines such excellent service with a personal touch. I highly recommend Kristie to anyone looking for a lender they can trust. Thank you, Kristie, for all your hard work and outstanding service!
Thank you so much for your kind words and thoughtful review! ❤️ It truly means a lot to know you felt supported and informed throughout the lending process. My goal is always to make the experience as smooth and stress-free as possible while making sure my clients feel confident every step of the way. I appreciate your trust and recommendation, and I’m so grateful I had the opportunity to work with you! 🏡✨
Lena Gil2026.10.15
Kristy was courteous, friendly, and answered all our questions about our home loan. Would definitely recommend her to anyone (:
Thank you so much for the kind words and recommendation! 😊 It was a pleasure working with you and helping answer all your questions throughout the home loan process. I truly appreciate your trust and support, and I’m so grateful I could be a part of your journey toward homeownership! 🏡
Melissa Vannoy2026.10.09
She is absolutely the best their is out their she has been so very helpful every step of the way I know I'm in the best hands I can possibly be I recommend her highly .
Thank you so much for your kind words and wonderful recommendation! ❤️ It truly means the world to me to know that you feel supported and confident every step of the way. It’s my pleasure to help you, and I’m so grateful for your trust. I’m always here for you and appreciate you taking the time to share your experience! 😊
Daisy2026.09.30
I truly cannot say enough wonderful things about Kristy Gannon and the entire team at Ownity Mortgage Lending.
I first had the opportunity to work with Kristy when I purchased my very first home, along with my realtor, George Hernandez. As a first-time homebuyer, there was so much I didn’t know, and having such an experienced, knowledgeable, patient, and genuinely caring team made all the difference. Kristy and George never made me feel like I was just another transaction. They took the time to explain things, answer my questions, share their knowledge, and guide me through every step of the process so that I actually understood what was happening and felt confident in the decisions I was making. They will hands down be my loan officer and realtor for any future buying or selling.
What stood out to me most was how sincerely invested they were in me, my family, and the things that mattered most to us. They listened, they were responsive, dependable, reassuring, transparent, and incredibly thorough. I always felt like they were truly working for me and looking out for my best interests. I honestly could not have asked for a better team when buying my first home.
That was years ago and I recently had the opportunity to work with Kristy again and the Ownity Mortgage Lending team when it came time to sell my home. After so much time had passed, there were plenty of things about the process that I had forgotten, and once again they were there to guide me through everything with the same patience, kindness, professionalism, and attention to detail.
Everyone I interacted with throughout the process was exceptional. Kristy’s assistants were consistently kind, helpful, knowledgeable, and willing to take the extra time to listen to my questions and concerns. The escrow team Kristy worked with was also amazing and helped make the process feel organized and manageable from beginning to end. The notary team she worked with also went above and beyond as well, working with us to make sure everything was completed smoothly and conveniently. Every person involved made what could have been a stressful process feel much easier.
For selling my house Kristy went above and beyond for me in ways I will never forget. She truly went the extra mile, and her dedication, compassion, expertise, patience, and commitment to helping my family meant more to me than I can put into words.
It is rare to work with people who are not only excellent at what they do, but who also make you feel genuinely cared for throughout such an important process. The Ownity Mortgage Lending team, the escrow team, and the notary professionals all made me feel supported every step of the way.
I am incredibly grateful for everything they have done for me over the years, and I look forward to them again in the future. I would wholeheartedly recommend them to any friend, family member, or anyone looking for a knowledgeable, trustworthy, responsive, compassionate, and genuinely caring team to help them through buying or selling a home.
Thank you so much for your incredibly kind and heartfelt review! Your words truly mean the world to Kristy and the entire Ownity Mortgage Lending team. 💜
It has been such a pleasure being part of your homeownership journey not once, but through multiple milestones. We’re so grateful for your continued trust and are thrilled to know you felt supported, informed, and cared for every step of the way.
Thank you for allowing us to be part of your journey and for recommending our team. We truly appreciate you and your family and look forward to working with you again in the future! 🏡💜
Angel Ortega2026.09.04
Great service especially when we had so many questions as first time buyers. They are very patient and helpful with everything.
Thank you so much for your kind words! 🏡 It was such a pleasure helping you through your first home purchase. We know there can be A LOT of questions along the way, and we’re always happy to take the time to make sure you feel comfortable and confident throughout the process. Thank you for trusting us with such an exciting milestone! ❤️
Stella Aceves2026.09.02
Kristy and her team are amazing! Purchasing a home can be overwhelming and they reassure you every step of the way. I am glad I went with them to purchase my first property and can't wait to continue working with them. Thank you to the whole Ownity Team!
Thank you so much for your kind words! 🏡❤️ It was truly a pleasure helping you purchase your first property. We know how overwhelming the process can feel, so we’re so happy we could be there to guide and reassure you every step of the way. Congratulations again on this exciting milestone, and we can’t wait to work with you again in the future! Thank you for trusting Kristy and the entire Ownity Team! 🎉
Jay Mead2026.08.26
First, I want to say on behalf of the Meadows family that buying our first home was truly a rollercoaster. As first-time buyers, there were many moments when we weren’t sure if everything was going to work out.
However, Abby, Kristy, Vanessa, and Homer helped us tremendously throughout the entire process. They provided us with real and honest information, which made a stressful experience kinda easier.
We are so happy with the choice our realtor, Kornia Cera, helped us make in choosing Ownity. We truly appreciate everyone who supported us and helped make our dream of becoming homeowners a reality!
Thank you so much, Meadows family! ❤️ We’re honored to have been part of your first-home journey and so happy we were able to make the process a little easier. Congratulations on becoming homeowners! 🏡 We wish you many happy memories in your new home!
Andrea Vazquez2026.08.18
We had a great experience with Ownity Mortgage Lending! Thanks to Kristy and everyone there for helping us in our home buying experience! Always had answers to our questions. Went above and beyond for us. Would definitely use them again for the future. Thank you again Kristy! 🫶🏼
Thank you so much for your kind words! 🫶🏼 We’re thrilled to hear that you had such a great home-buying experience with Ownity Mortgage Lending. Kristy and the entire team truly appreciate your trust and are so happy we could be there to answer your questions and go above and beyond for you. Congratulations on your new home, and we look forward to helping you again in the future! 🏡❤️
kevin rosales2026.08.18
Amazing people and very helpful, and answer all your question. Highly recommend and I would go with them again if I buy more property or land in the future!
Thank you so much for your wonderful review! We truly appreciate your kind words and recommendation. It was a pleasure helping you through the process, and we’re so glad our team could be there to answer all your questions and make your experience a positive one. We’d be honored to work with you again when you’re ready to purchase another property or land! 🏡❤️
Tony fierro2026.08.18
I had a great experience with Ownity Mortgage Lending! The entire process was smooth, professional, and stress-free. Their team was knowledgeable, responsive, and always willing to answer my questions and keep me updated throughout the process. I really appreciated their communication and attention to detail. I would definitely recommend Ownity Mortgage Lending to anyone looking for a mortgage lender! Thanks again Kristy
Thank you so much for your thoughtful review! We’re thrilled to hear that your experience with Ownity Mortgage Lending was smooth, professional, and stress-free. Kristy and the entire team truly appreciate your trust and kind words. Clear communication and attention to detail are so important to us, and we’re happy we could make the process a positive one for you. Thank you for recommending us, and congratulations again! 🏡❤️
ANA AMEZCUA2026.08.12
Kristy Gannon is the best in the business, with her experience serving the community helping families accomplish their dreams of becoming homeowners. She has helped me acquire a couple properties and has made every step of the way feel easy , from my family we’d like to say thank you to everyone at Ownity Mortgage Lending such as Abby,Vanessa and everyone else that made this possible for us 🫶🏻🙏🏻🙌🏻 Thank you!
Thank you so much for your heartfelt review and for trusting Ownity Mortgage Lending with your home and property purchases! 🫶🏻🙏🏻 It means so much to Kristy and the entire team to be part of your journey and help make the process feel easy and stress-free. Abby, Vanessa, and everyone at Ownity truly appreciate your kind words and support. Congratulations to you and your family, and thank you for allowing us to be part of making your dreams of homeownership a reality! 🏡❤️🙌🏻
Jade Ruiz2026.08.12
Kristy Gannon helped us get our first investment property and now our new main residence. She has been on top of me making sure we met deadlines and making sure her team did everything to make this happen for my family. She made me feel understood and comfortable throughout every step. She really is the best lender in kern county 🙌🏻🌹💯
Thank you so much for your incredible review! 🫶🏻 It has been an absolute pleasure helping you with your first investment property and now your new home. Kristy and the entire Ownity Mortgage Lending team are so grateful for your trust and the opportunity to be part of such an exciting chapter for your family. We’re thrilled to know you felt supported, understood, and comfortable throughout the process. Congratulations on your new main residence, and thank you for choosing us once again! 🏡🙌🏻🌹💯
Cristian Rivera2026.08.04
I came in to meet Kristy Gannon about refinancing my home in Bakersfield, it was a great experience. Highly recommend if you’re curious about refinancing!
Thank you so much for your kind review! We’re thrilled to hear you had a great experience meeting with Kristy and discussing your refinancing options. We truly appreciate your recommendation and are always happy to help homeowners explore what may be the best option for their financial goals. Thank you for choosing Ownity Mortgage Lending! 🏡❤️
Gabriel Cortez2026.08.04
This was our second time working with Kristi Gannon as our mortgage lender while purchasing a home in Bakersfield, California, and both experiences went smoothly. Kristi made the loan process easy to understand, kept everything on track, and was always available to answer our questions. We highly recommend her and her team!
Thank you so much for your wonderful review and for trusting Kristy and the Ownity Mortgage Lending team for a second time! 🫶🏻 We’re honored to have been part of both of your home purchases and are thrilled to hear that each experience was smooth and stress-free. Kristy and the entire team truly appreciate your kind words and recommendation. Congratulations on your new home, and thank you for choosing us again! 🏡❤️🙌🏻
Cyndi Ruiz (lulu)2026.07.31
Ownity!!! Your the Best we could've not done this without you, you made the process easy and painless ( lol) .Kristi, Vanessa Abby the whole ownity family million thanks .calls texts emails you guys reassured us and kept the lines of communication open.We will definitely use you in all our future needs and highly recommend you for any home financial needs ...You made our dream come true
Thank you so much for this amazing review! 🫶🏻❤️ Your words truly mean the world to the entire Ownity family. We’re so grateful that Kristy, Vanessa, Abby, and the whole team could be there for you every step of the way—with the calls, texts, emails, and reassurance you needed throughout the process.
We’re absolutely thrilled that we could help make your dream of homeownership come true! 🏡🙌🏻 Thank you for trusting us, for your continued support, and for recommending Ownity Mortgage Lending. We can’t wait to help you with all your future home financing needs! ❤️💯
Nancy Rodriguez2026.07.15
I can’t thank Ownity Mortgage enough for everything they did to help me through the home-buying process. From the very beginning, they were there to answer every question, explain each step, and make what seemed like a stressful process feel much easier. Since I didn’t have a realtor, they went above and beyond to guide me through everything and always made sure I knew what to expect.
They were patient, honest, professional, and I always felt supported and never felt like I was going through the process alone. Thanks to their dedication and hard work, I was able to achieve my dream of becoming a homeowner. I am so grateful for all of their help and would highly recommend them to anyone looking for a loan officer who genuinely cares about their clients.
Thank you so much for your thoughtful review! It truly means the world to our team that you trusted Ownity Mortgage to help you through such an important milestone.
We're especially happy we could provide the guidance and support you needed throughout the process. Buying a home can feel overwhelming, especially without a realtor, so knowing we were able to make the experience easier and give you peace of mind is exactly why we do what we do.
Josh Tyack2026.07.15
Kristy is the greatest lender in the business! Me and my family can't thank her and her team enough for how much they've help with the process of our new home!
Thank you so much for your kind words! It truly means a lot to me that you took the time to share your experience. It was such a pleasure helping you and your family through the home-buying process.
I'm so grateful you trusted me and my team to be part of this exciting milestone. Our goal is always to make the process as smooth and stress-free as possible, and I'm so happy to hear you felt supported every step of the way.
Lupe Gonzalez2026.07.09
The best she put my peace at mind. Answered all the questions I had ❤️ definitely recommend her ❤️
It's been a great experience for me as well Lupe! thank you for trusting me with this extremely important life step.
Elsa Coronado2026.06.30
Like the way they always have me updated and the help they bring me when I can't or have doubts about the paperwork i have to fill thank you for your help..
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