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What customers say about Cetan Funds
Recent reviews
First time flipping an investment property and Cetan funds was very professional and friendly. I had a very unique situation where I was splitting a duplex into 2 single family homes and Cetan Funds immediately recognized the potential where other lenders did not understand the big picture.
It was easy to work with them and they were quick to get my project funding.
Will 100% work with them again.
Reply from Cetan Funds
2026.06.22
Thank you so much for your review, Miles! We are so glad we could help with your project and make the process easy and quick. We look forward to working with you again in the future!
Zach and Landon were a pleasure to work with. They were creative in the way they lended for us and available/professional the entire way!
Reply from Cetan Funds
2025.10.23
Thank you Cielo! Congrats on selling that flip in Beaverton!
Cetan Funds has been great to work with. We have used them on 3 projects this year so far and they are always responsive and very helpful in guiding us through the entire process. We primarily work with Landon, but everyone on the team goes above and beyond to help. Highly recommend!
Reply from Cetan Funds
2025.09.23
Thank you, Zach. It's been a pleasure working with you, and the best is yet to come!
Absolutely great experience working with Zach. We were rehabbing a tricky property that conventional lenders were having a hard time financing. Zach helped us with funding quickly. He was very responsive to us and to our long-term lender when it was time to refinance.
I really appreciated the extra effort he put in to help us plan financing strategically. He also offered to connect us with contractors that he knew. We had already chosen our team, but I was really appreciative of how helpful he was.
Reply from Cetan Funds
2025.03.24
Thank you for the review! It was a pleasure working with you on that unique property, and we're glad we could get it funded quickly and help set things up for a smooth refinance. We’re always happy to support however we can—whether it’s planning financing or connecting you with resources. Looking forward to the next one!
I wanted a local lender for my fix+flip property so that I could have face to face interactions and really retain the process moving forward. Zach at Cetan Funds was excellent to work with! Even with our busy schedules he was able to make time for site visits, phone calls, and really just got the job done when it mattered most. I will certainly consider him and his team for future investments.
Reply from Cetan Funds
2024.10.02
Thank you, Kendra! It was a pleasure working with you. We hope we can work together again soon!
Grabbed my property
Reply from Cetan Funds
2024.06.24
Thank you for your note Jean, but we have never worked with you and do not know what property you are referring to. We are a lender, so perhaps your issue is with one of our borrowers? We do not buy or “grab” property. We rarely foreclose on our borrowers, in case that is what you mean. We have not completed any foreclosures recently. In fact, we have only completed one foreclosure since opening in 2017. Please contact us to discuss your issue and hopefully clarify the situation. In the meantime, we respectfully ask that you remove this negative review. Thank you.
I used Cetan Funds for a loan to remodel my commercial building. The whole process was extremely smooth and painless. These people are extremely organized, professional, and good at what they do. Would highly recommend.
Reply from Cetan Funds
2024.05.22
Thank you Evan! It was a pleasure working with you. Hope we do business with you again in the future!
We recently completed our first development project and we’re so grateful to have found Cetan Funds! Zach Smith is a fantastic partner and I’m sure we’ll be working together again soon. All of their processes from underwriting, closing costs, draw issuance, to uses of contingency funds is very transparent and clear. Additionally, everything is geared towards the needs of a GC, common sense practices and quick turn around for stage approvals and draws to get subs paid. I never lost my timeline, which was frankly my biggest fear when evaluating lenders- many of which have cumbersome draw procedures that build in unnecessary delays. None of those hinderances with these guys. I’m so very grateful to have a successful project under my belt- I sincerely believe with another lending partner and the market changes we saw in 2023- I may not have been so fortunate. If you’re building or renovating in Oregon and need a good hard money lender- I recommend Zach Smith and Cetan Funds with the highest endorsement!
Ryan Brown
Dovetail Custom Homes
Reply from Cetan Funds
2024.02.22
Thank you so much Ryan and Melissa. It was a pleasure working with you, and we look forward to working together again in the future!
I had a great experience working with Zach and Mary at Cetan for a recent whole-home renovation project. They have a ton of local market expertise, are very upfront and communicative, quick with draw payments and excited to help investors close more deals. I'll be using them for all of my rehab and development projects moving forward.
Reply from Cetan Funds
2024.01.19
Thank you Chris! We enjoyed working with you, and look forward to more deals with you in the future!
Zach was great to work with and kept the process simple.
Reply from Cetan Funds
2023.10.25
Thank you, Joe. It was a pleasure working with you too!
I have worked with Cetan Funds on two projects now and their service is impeccable. In a tight real estate market where multiple offers are being made and proof of funds is such an important aspect of an offer, their team has always provided a prompt and friendly response. Automatic withdrawal and no early repayment fees has made my experience even that much easier. Thanks to Zach and the team at Cetan Funds.
Todd Oliver
The House Whisperer LLC
Reply from Cetan Funds
2022.06.16
Thank you so much for your review, Todd! We're so pleased to have the opportunity to work with you and to help make your life easier.
My first experience with Cetan Funds was great. I worked one on one with Zach and he was a huge help during the process. I have already recommended them and plan to work with them again in the future.
Reply from Cetan Funds
2022.01.05
Thank you, Jake! It was great working with you.
We just closed a deal with Cetan Funds on August 9th, 2021. Their firm helped my client Mike secure a great duplex and solve some very challenging closing hurdles three days before signing. This deal wouldn't have been possible without Cetan Funds. Highly recommend Zach Smith to any investor, builder, house flipper, or developer - Thank you again!
Reply from Cetan Funds
2021.08.09
Thanks Dan! It was a pleasure working with you.
I have done several deals with Cetan Funds (my rep is Zach Smith) as well as referred clients to them. My experience as well as my clients has always been top notch. The way they structure their loans, and the amount they lend and flexibility they offer in length and terms is the best I have found.
But that is not even the best reason to work with them. They respond right away to any and all questions with informative and accurate information. They do what they say they are going to do and when they say it will be done. Believe me when I tell you that is not always the case with other lenders. Lastly, they keep you posted on transactions all they way from beginning to end. I highly recommend them. Roy Patt. Keller Williams Realty Umpqua Valley.
Reply from Cetan Funds
2021.06.02
Thank you for the kind words Roy! It's been great working with you so far. Excited to work on another one with you (just closed!).
Cetan Funds was great to work with from start to finish. Great communication and easy terms. If we flip another one in Portland we will definitely use Zach again!
Reply from Cetan Funds
2021.05.28
Thank you Layne. It was a pleasure working with you on that project. We look forward to another one with you and your team in the future!
Zach was great to work with. He was very helpful answering my many questions and the whole thing went off without a hitch. They made it simple to understand the loan process and the communication was great. I will definitely work with Cetan Funds and Zach in the future.
Reply from Cetan Funds
2021.05.28
Thank you Loren. We enjoyed working with you! Best of luck in your search for the next opportunity!
Zach and Cetan Funds were great to work with, they were efficient and it allowed me to complete a great project.
Reply from Cetan Funds
2021.05.26
Thanks Rodney. That was a great project! Looking forward to working together again in the future.
Zach is professional and fast. He and his team are always ready to get things done quickly and efficiently. They helped me figure out how to structure my loan so that it made sense for my situation and were available if I had any questions.
Reply from Cetan Funds
2021.05.25
Thanks Liz! It was a pleasure working with you!
Frequently asked questions about Cetan Funds
How many reviews does Cetan Funds have?
Cetan Funds has 29 reviews on Trustindex, collected from Google and Trustindex.
What is Cetan Funds's average rating?
Cetan Funds is rated 4.9 out of 5 based on 29 reviews. 97% of reviewers gave five stars.
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