Patrick is a colleague and his professionalism is beyond reproach. I highly recommend his loan services to anyone that needs a residential property mortgage. As a lawyer and professional I am obligated to be truthful and honest, and this man may not have the same professional obligations, but he is incredibly honest, helpful, and insightful and goes above and beyond his duties to help everyone that comes into contact with him.
From our initial consultation to the final closing, Patrick demonstrated a remarkable level of attentiveness and support. His ability to navigate the complexities of the loan process with ease gave us peace of mind during what could have been a very stressful time. His clear communication and willingness to address any questions or concerns promptly were invaluable to us and made all of the difference to get to the finish line. I wouldn't hesitate to recommend Patrick to anyone seeking a new mortgage or refinance.
Where to start? Ever since one of my colleagues gave me Patrick's contact information , I have done nothing but improve my finances and learn. Patrick has been my lender for 2 home purchases and a refinance. Each experience far exceeded my expectations from the interest rate to the final closing costs. He even found a lower rate after locking for two of those. He knew it was going to happen and told me the week before.
Patrick goes above and beyond to make sure his clients received the best lowest final monthly payment AND loan product. For my primary purchase, I was able to use a grant program. Patrick knows just about every grant program or special product to help with closing and your down payment. A different lender at that time didn't even mention one and told me the best rate he could get that was .325% higher than Patrick's. That's when I learned that the lender has to do the extra work to be able to offer these specialized grant products and I was extremely fortunate that Patrick is the type of lender who cares about building up his client's portfolio (or financial assets) in addition to being an advocate for motivating clients to establish generational wealth. He connected a family member to resources in California and Florida with no return or money incentive.
Patrick can help anyone in the DMV area and I highly recommend him to any homeowner no matter what your financial position may be right now. He'll either know the best program, or the specific steps you need to take, to get a home in the future.
Patrick is AMAZING! He is hard working, dedicated and gets the job done. He is super responsive. This is the 2nd time we have worked with Patrick and we can’t say enough about him. He is competitive and always looks out for the customer. Working with Patrick makes this entire process so much easier and you def need him on your side. I highly recommend working with Patrick you will not be disappointed!
The home buying process can be incredibly difficult and stressful whether you're buying your first or fifth home. Fortunately, if you have good people in your corner, it can be an easy and painless process. We were extremely fortunate to have Patrick Norman facilitate our loan with our Lender, Vellum Mortage. Patrick is the epitome of a Professional. He was very knowledgeable, kept us informed, and kept the ball rolling for us throughout the entire process. He was there for us through every step of the way and was available 24/7 for anything we needed or weren't clear on. The entire team at Vellum was really just phenomenal and created a family environment that put our minds at ease during the purchase of our home. I would highly recommend Patrick for anyone looking or in the process of buying a home, you will not be disappointed!
Patrick.
Sure i can give you 5 star rating. The house is coming along nicely...just trying to decide on decor. I always talk about how much of great loan manager you were to me. Before an offer was made, you ran the numbers to make sure it was affordable for me (you know I did not want to be house poor). Thank you so much for being honest and not one of those shifty slick deceitful Loan Manager.
You were amazing.
Reply from Patrick Norman at Cross Country Mortgage
2022.04.20
I really appreciate your kind review and it is a pleasure working with you!