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BEWARE OF MORTAGE ETHOS & DINEENE GRIFFITH! THEY ARE UNDER INVESTIGATION FOR FINANCIAL FRAUD & MISLEADING CLIENTS FOR FINANCIAL GAIN & TAKING THEIR MONEY & NOT GIVING IT BACK! THEY ALSO MADE THE NEWS IN TORONTO ON CP24 AND CTV NEWS CONSUMER ALERT. ALWAYS BE SAFE!
Date of experience: 18 February, 2026
Dino and Mario are fantastic! l've done multiple loans with them, and had great experiences every time. They're very knowledgeable and honest, and are very good at explaining the loan process. they're also very nice people, and are extremely patient. I highly recommend them!!!
Thank you so much for your continued trust in our team! It means a lot that you’ve chosen us for multiple loans and have had great experiences each time. At Ethos Lending, we pride ourselves on providing knowledgeable, honest mortgage guidance and clearly explaining every step of the loan process so our clients feel confident and informed. We truly appreciate your recommendation and look forward to helping with any future home loan or refinancing needs.
Antonio O.2026.01.14
Verified
Mario and his team were extremely helpful in my refinancing process. Any questions I would present, they had the time to talk about. Very helpful and I will use them when needed again.
Thank you for the great feedback! We’re so glad Mario and the Ethos team could make your refinance process smooth and informative. Taking the time to answer questions and explain options is a key part of how we help clients make confident refinancing decisions. We appreciate your trust and look forward to assisting you again with any future mortgage or refinance needs.
Kelly D2025.12.08
We cannot express how fortunate we are for the expertise of Mario, Dino and team who successfully guided us through the purchase of our lovely new home after the sale of our home of 24 years. Mario is honest, responsive and accountable. The Ethos team was on top of all the required details to close in a very short timeline. Mario was amazing and locked us into a lower rate during a brief rate drop. We highly recommend Mario, Dino and team!
We cannot express how fortunate we are for the expertise of Mario, Dino and team who successfully guided us through the purchase of our lovely new home after the sale of our home of 24 years. Mario is honest, responsive and accountable. The Ethos team was on top of all the required details to close in a very short timeline. Mario was amazing and locked us into a lower rate during a brief rate drop. We highly recommend Mario, Dino and team!
We cannot express how fortunate we are for the expertise of Mario, Dino and team who successfully guided us through the purchase of our lovely new home after the sale of our home of 24 years. Mario is honest, responsive and accountable. The Ethos team was on top of all the required details to close in a very short timeline. Mario was amazing and locked us into a lower rate during a brief rate drop. We highly recommend Mario, Dino and team!
Thank you so much for sharing your experience! We’re honored to have guided you through the transition from your longtime home of 24 years to your beautiful new one. Mario and the Ethos team take great pride in being responsive, transparent, and proactive—especially when it comes to navigating tight timelines and locking in the best possible mortgage rate when the market shifts. Our goal is always to provide a seamless, stress-free home loan experience backed by clear communication and expert mortgage guidance. We truly appreciate your trust and your recommendation. Congratulations on your new home!
Miss scientist2025.10.30
Mario is a truly wonderful and honest loan officer you can trust. He’s extremely patient, takes the time to listen to your story, and genuinely tries to help you find the best loan solution even when he doesn’t make any money from the deal.
He helped me with my refinance and loan situation, and I could really feel his sincerity and professionalism. After my construction project is completed in about six months, I plan to return to Mario to refinance my home at a lower interest rate.
Thank you so much, Mario, for your valuable time, patience, and knowledge. You are truly one of the best loan officers I’ve ever met!
Mario is a truly wonderful and honest loan officer you can trust. He’s extremely patient, takes the time to listen to your story, and genuinely tries to help you find the best loan solution even when he doesn’t make any money from the deal.
He helped me with my refinance and loan situation, and I could really feel his sincerity and professionalism. After my construction project is completed in about six months, I plan to return to Mario to refinance my home at a lower interest rate.
Thank you so much, Mario, for your valuable time, patience, and knowledge. You are truly one of the best loan officers I’ve ever met!
Kevin Sprague and Melissa Chavez at Ethos Lending were amazing to work with. As I waited for my house to sell to buy a new home, Kevin checked in regularly and then worked quickly to get my loan and close in three weeks. I felt the team really cared about me and they were trustworthy in helping me make good decisions. I highly recommend.
Kevin Sprague and Melissa Chavez at Ethos Lending were amazing to work with. As I waited for my house to sell to buy a new home, Kevin checked in regularly and then worked quickly to get my loan and close in three weeks. I felt the team really cared about me and they were trustworthy in helping me make good decisions. I highly recommend.
The whole team at Ethos was absolutely outstanding during our first foray into homebuying! Coming in with no experience with the loan/mortgage process, we really did not know what to expect and it all seemed very overwhelming. But working with Ethos made everything smooth and straightforward, and we felt educated, supported, and taken care from start to finish. Mario was incredibly helpful throughout every step of the process, providing us guidance on understanding the real costs and how everything fit together to allow us to properly assess our budget and not have any surprises. He was always responsive to our requests to run the numbers for each new house we were interested in, and he would get back to us with insights quickly and thoroughly. Every single person we interacted with at Ethos was friendly, caring, and seemed genuinely interested in seeing us succeed with owning our first home. We are very grateful for our experience with Ethos, and highly recommend them to any prospective homebuyers!
The whole team at Ethos was absolutely outstanding during our first foray into homebuying! Coming in with no experience with the loan/mortgage process, we really did not know what to expect and it all seemed very overwhelming. But working with Ethos made everything smooth and straightforward, and we felt educated, supported, and taken care from start to finish. Mario was incredibly helpful throughout every step of the process, providing us guidance on understanding the real costs and how everything fit together to allow us to properly assess our budget and not have any surprises. He was always responsive to our requests to run the numbers for each new house we were interested in, and he would get back to us with insights quickly and thoroughly. Every single person we interacted with at Ethos was friendly, caring, and seemed genuinely interested in seeing us succeed with owning our first home. We are very grateful for our experience with Ethos, and highly recommend them to any prospective homebuyers!
The whole team at Ethos was absolutely outstanding during our first foray into homebuying! Coming in with no experience with the loan/mortgage process, we really did not know what to expect and it all seemed very overwhelming. But working with Ethos made everything smooth and straightforward, and we felt educated, supported, and taken care from start to finish. Mario was incredibly helpful throughout every step of the process, providing us guidance on understanding the real costs and how everything fit together to allow us to properly assess our budget and not have any surprises. He was always responsive to our requests to run the numbers for each new house we were interested in, and he would get back to us with insights quickly and thoroughly. Every single person we interacted with at Ethos was friendly, caring, and seemed genuinely interested in seeing us succeed with owning our first home. We are very grateful for our experience with Ethos, and highly recommend them to any prospective homebuyers!
Thank you for such a thoughtful review! We’re so happy to hear your first homebuying experience was smooth, educational, and stress-free. At Ethos Lending, our goal is to make the mortgage process clear and empowering for every first-time homebuyer. Mario and the team loved guiding you step-by-step—from budgeting and understanding real costs to running loan scenarios that helped you make confident decisions. We’re grateful for the trust you placed in us and thrilled to have been part of your journey to homeownership. Congratulations on your new home!
Jennifer Guerra2025.09.09
The whole process was smooth and all my questions were addressed. Everyone was very friendly!
Thank you! We’re so happy your loan process was smooth and stress-free. We appreciate your recommendation!
K W.2025.09.09
Verified
Ethos team was utmost professional and efficient. Their constant communication made me feel like I am their only customer which I know is not the case. Needless to say, I am very satisfied with their services.
Thank you for the wonderful feedback! We’re thrilled to hear that our constant communication and personalized service made you feel like our only client—that’s exactly the mortgage experience we strive to provide. At Ethos Lending, our team is dedicated to delivering professional, efficient, and transparent mortgage solutions for every homeowner. We’re so glad you’re satisfied with our services and grateful you chose us as your mortgage advisors.
Jennifer G.2025.09.09
Verified
Everyone was infor.ative and friendly. The process went smoothly and I would highly recommend.
Thank you! We’re so happy your loan process was smooth and stress-free. We appreciate your recommendation!
Adrien Theuer2025.08.28
We began working with Ethos almost a full year before we were ready to buy our first home. Mario was so great at walking us through the process and giving us tips along the way so that when the time came to start putting in offers we were in the best financial position possible. Mario was super responsive and efficient any time I emailed with a question or asked for a last minute updated approval document. Once we were in escrow, they were there every step of the way and completely on top of things. I recommend the Ethos team to anyone looking to buy a home. The customer service has been beyond expectations.
Thank you so much for sharing your story! We’re honored to have walked with you for nearly a year leading up to your first home purchase. Mario and the Ethos team take pride in helping clients prepare financially, stay ready with pre-approvals, and move seamlessly through escrow. Our mission is to provide clear mortgage guidance, responsive communication, and a smooth loan process for every homebuyer. We’re thrilled your first-time home buying experience exceeded expectations, and we truly appreciate your recommendation. Congratulations on your new home!
Adrien Theuer2025.08.28
We began working with Ethos almost a full year before we were ready to buy our first home. Mario was so great at walking us through the process and giving us tips along the way so that when the time came to start putting in offers we were in the best financial position possible. Mario was super responsive and efficient any time I emailed with a question or asked for a last minute updated approval document. Once we were in escrow, they were there every step of the way and completely on top of things. I recommend the Ethos team to anyone looking to buy a home. The customer service has been beyond expectations.
Thank you so much for sharing your story! We’re honored to have walked with you for nearly a year leading up to your first home purchase. Mario and the Ethos team take pride in helping clients prepare financially, stay ready with pre-approvals, and move seamlessly through escrow. Our mission is to provide clear mortgage guidance, responsive communication, and a smooth loan process for every homebuyer. We’re thrilled your first-time home buying experience exceeded expectations, and we truly appreciate your recommendation. Congratulations on your new home!
Justin Bazant2025.08.19
Our family has been working with Dino and his team for over 1 decade, across multiple company names. Mario and Crystal were hands-on with us for our latest home purchase Spring 2025, and things were moving at light-speed! Whenever there was a seed of doubt, Dino jumped in and provided that personal attention to reassure us and keep us on track. We will continue calling on Ethos and Dino's team for years to come!
Thank you so much for trusting our team for over a decade! It means the world to us that you’ve continued to call on us for your home financing needs through every season. We’re thrilled that Mario and Crystal could make your 2025 home purchase smooth and fast, and I’m grateful I could personally step in to provide reassurance along the way. At Ethos Lending, our mission is to deliver a seamless mortgage process, clear communication, and the best customer experience for Southern California homebuyers. We look forward to being your mortgage advisors for many more years to come!
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