I have been if before and bought many items, this one instantance i put 200 bucks on a layby on a 500 idem, i had an emergency and ended the layby terms i knew they would charge a termination fee however they took 100% of the deposit and said this is there police, in what world can you charge 100% termination on your deposit. even if they too 50% i would have been fine but 100% is just illegal as per fair trading. see you guys real soon.