I wish this would have worked but it didn't. Unfortunately, they lied to me. When I first started, I made a joke about if I miss payments am I screwed, but the lady said that once a year they have a grace period. She explained where if I miss my payment they will work with me. Unfortunately, when I called to ask if they can cover my payment, they wouldn't only reduced. I called again, they reduced another payment and told me everything is ok. Now they're saying if I don't pay more than my original payment amount, I'll be at risk of not paying the creditors as agreed... no shit, that's why I called them in the first place... because I couldn't pay creditors as agreed. Unfortunately, after over 18 months in the program, thousands I paid them, I'm back to square one.. filing bankruptcy. I wish it went better but it is what it is. I recommend calling your creditors and negotiating with a payment plan. Even if they go into collections it's okay... this company let's your debts go into collections anyway
Carmen is fantastic, kind, thoughtful, patient and caring. I rather talk with her than anyone else. I'm 77 years and lots of people don't have time to deal with senior citizens but Carmen does.She is very knowledgeable. I was getting nervous thinking she was going to get tired of helping me. She kept reassuring she didn't mind so I panicking and calm down. Give her a raise. She is a jewel.
Reply from DebtBlue
2026.06.11
Hi, Shirley. We are thrilled to learn that you had a positive experience with us!
Time consuming, very patient and understanding. Such a relief trusting Debt Blue to handle my debts. I rest assure knowing my debts are settling slowly but surely. From owing 9 credits cards, now I'm down to just 3 outstanding. Great team, thank you guys!!
Reply from DebtBlue
2026.06.11
Hi, Colleen. Thanks for taking the time to share your positive experience. We truly appreciate it!
Carmen had empathy for my situation. My husband past away and my income was now cut in half. It will be awhile till i really know how much social security i will be getting so she changed my payment schedule till all is worked out.
Reply from DebtBlue
2026.06.11
Hi, Joan. Your feedback is highly appreciated. Thank you for the review!