I have been having problems with my credit for a few years now and after getting denied for a home equity line of credit, the loan officer recommended I speak to Tom Tarkowski at Prime Credit Advisors. I called and it was easy to set up phone appointment and they made it easy to send Tom my information. He called me promptly at the time of my appointment and we spoke in depth regarding my situation. He reviewed my credit report and asked about each credit line to get a clear understanding of what was going on with me. He took his time to explain the process and how he was going to be able to help me. More importantly he gave me his honest opinion without asking me to sign up for the service. Tom is very patient and really knows what he is talking about. He made me feel secure in that my credit would be improved upon and with his help I hope to be able to get that loan I wanted to fix my house in the next 6-12 moths. I highly recommend Tom Tarkowski and Prime Credit Advisors.
After doing a bit of research on who to call (BBB and looking at reviews for real ones, not the purchased/fakes) I came across Prime Credit Advisors
Called in to set up an appointment and was able to speak to an advisor right away. Tom was very bright, helpful, and solution based. He did not come off as doom and gloom/chicken little esque as I expected these types of consulters would be
After briefly discussing my debt, it turns out I'm not as bad off as I thought. We spent about 30-45 minutes going over my options and coming up with a plan for a few different situations.
I walked into this expecting to spend at least some money on a consult, instead I have a bit more faith in the world.
Cannot recommend Tom at Prime Credit Advisors enough. My experience they showed empathy, professionalism, and integrity.
I had an opportunity to speak with Tom regarding my credit score increase. He reviewed and understood my case well and came up with possible solutions how we can increase the score in less time given that I had near urgency. He was very knid and patience answering all my questions . Thanks Tom
I have nothing but wonderful things to say about Tom. He is professional, very knowledgeable, guided me throughout the whole process making suggestion and recommendations. My credit has been restored for which I am deeply grateful.
I very HIGLY recommend his services. Thanks so much Tom!
Tom did a great job for me. A year ago I was lost and had no idea where to even start with these credit bureaus. Some how for the past 20 years all three credit bureau have been confusing my father and I as the same person and have been reporting everything incorrectly blocking me from being able to even get a mortgage loan. Finally I decided to give Tom's team a chance and they did not disappoint getting all of my credit reports corrected. Truly appreciate the work and effort he put into my case I honestly don't know what I would have done if I hadn't come across this company. Thank you again Tom and team I'm looking fwd to buying my new home.
As a real estate agent, I'm constantly seeking for tools to help clients achieve their dream of homeownership, I've found Prime Credit Advisors to be invaluable. Thanks to Tom and his team for making my clients' dreams come true. Highly recommended!
Thank you Justin for the amazing feedback. It is a pleasure to working with you and your clients.
This was the best decision made to contact Tom and his team. I was referred over by my friend that use them before. Prime Credit Advisors has helped me increase my credit scores so I can qualify for a mortgage loan. Tom has set me up with his network of professionals from attorney, mortgage lender and the realtor. I appreciate all your help guys. Strongly recommended.
Thank you for your feedback Piotr! Much appreciated
I’ve been using Prince credit advisors and Tom for 11 years now for all my Clients, friends and family. I trust him and I highly recommend him.
They know what you need to buy a house, that is the most important thing, and every time I asked him to help one of my clients they always come through.
Thanks Tony for your awesome review. We appreciate your business.
Tom in this company has scammed me, Prime Credit Advisors. I paid $1500 to get my credit fixed. I am a Young, Successful, Black woman who didn't have any credit knowledge, and he took advantage of that. At first, my credit was in the 750s after they added their trade line to help me get the 750 credit score. After, I kept getting alerts on Identity Q and credit karma that someone was doing theft on my account, my numbers started dropping. I have reached out to Tom many times to ask questions for help because, as I stated, I'm Young, Black, and successful with no credit knowledge, so he used that to take advantage. How did my credit go from the 750s to back to where it started in the 600s? Now I have to get my lawyer involved. They really scammed me. I don't recommend this company. I should have known they weren't legit when I couldn't even see them face-to-face. Also, the credit line that they added to help rebuild my credit was removed, so they scammed me, took my money, and took advantage. Now I have to get a lawyer involved. If you also experience fraud with this company, please follow me on TikTok. nelllyyyy1 TikTok. Tom in response to your comment I was never disrespectful or had an attitude. I was eager to learn how to build my credit. In our first conversation, you were overtalking me and kept cutting me off, not allowing me to talk. You were very arrogant and unprofessional. For you to say I was demanding and had an attitude that was a complete lie, I trusted you with my credit to help me. That's what I paid for, and for you to even make up something to justify why you were scamming me doesn't seem right. The first time you went in and took out a credit card without my consent, I reached out to you regarding that. Why would you even authorize a credit card without notifying me first? That was the first red flag. Now I'm getting many fraud alerts from IdentityQ, saying multiple cards have been taken out. Also, you removed the trade line off my credit that I paid $1500 for, so who's scamming.... You of course. You thought I was dumb & naive in that you could just get over and take advantage, but not going to work with this one. You and your company scammed me. You took my money and will be paying for it. I hate that I trusted you and your company. I will take further action. Have a blessed day, scammer. Don't trust this company if you are reading this feedback.
Thank you for your feedback. I see that you have changed your 5 star review to 1 star after our last email exchanged when you demanded answer to the same question I have explained for the third time. So I would like to go more in depth here what was accomplished for you since you claim we are a scam.
We have helped you get your bad debt settlled for 30% of what was owed. You have paid that and were happy that we have accomplished that, we have also advise you to settle additional obligations that were not on your report. We did that pro bono without even asking for any type of pay. During multiple email exchanges as well phone calls we were very detailed about what are we doing and how long is going to take. We have helped you establish credit and you got approved for a credit card that is just few days away from reporting to your credit. You have zero derogatory remarks left on your credit because of our work. We have accomplished "pay for deletion" with the creditor. We have all the proof of that work being completed. As of last update 11/08/23 your scores are 705, 747 and 643. From the beginning of our work I have been very patient with your demanding and disrespectful attitude. Because you make good money it doesn't give you any right to disrespect others. This is the first time in 11 years I reply to review that is made out of pure lie. Calling our business a scam is a defamation that causes a business to suffer a financial loss and we are the victim here. We have completed our service and proud of the results that were accomplished.
My credit situation was a bit unique and i want to give a huge Thank you to Tom for every bit of knowledge you’ve given me today in order to take the steps necessary to purchase my first home, it is much appreciated, I’m looking forward to the process & I can’t wait to keep you posted with the results !
Thank you Nija for the kind feedback. We appreciate your opinion and thank you for your trust.
My experience with Prime Credit Advisors was wonderful! Tom Tarkowski really helped me get my credit up in 2 weeks so I can afford to buy a home. He was thorough and precise and was able to explain the process in great detail. I was really happy with the service provided. I definitely recommend coming to them for help. I'm only 24 years old and just learning about credit. If he can help me, he can help anyone.
Thank you Brian for your amazing feedback. We are so excited for your new house purchase. It was a pleasure to serve you.
I have called this place to try and get help , quite a few times , left messages. Not one time did anyone answer and no return calls after messages left. 😕I guess my money is no good here. I will give it to someone else.
Not sure if this review was meant to be left for us. We do not have any voicemails from you. Anyhow, would be happy to assist you if you are still looking for help. Please reach directly at (708) 761-4839. My name is Tom.
Prime Credit Advisors is a great company. I had a few questions about my credit report and scores which prompted me to contact the office. Mr. Tomek Tarkowski helped me solve the problem in a short time.Thank you
Thank you for your trust Monika! We appreciate you.
I hired a service named David, and initially, they were quite helpful. But towards the end, communication broke down. They promised to help me remove a negative mark left by a creditor, but after months of waiting, I found myself in the dark. Despite emailing them over 8 times to understand what was happening, I received no response. I'm starting to believe that they never even addressed the issue.
They did assist me with removing some addresses, and I managed to pay off a few things on my own during this period. However, the 2 late charges and the one collections mark were not removed. When I called to inquire if any information had been submitted in the form of letters of dispute, they claimed they hadn't done so.
I would be willing to change my review i just want something done here.
Thank you for your feedback. My name is Tom and I will be more than glad to help you. Please give me a call tomorrow at (708) 761-4844.
Worse ever services, I won't recommend to anybody put trust on them becauseanything on my credit report, this person called David make me pay every damn month to a different app to run my credit and I'm still waiting for calls or anything related for whatever I pay. I want my damn money back and what ever I pay differently
I am sorry to hear about your experience. David is no longer with our firm.
My name is Tom and I would like to personally offer my assistance in regards to your concerns. Please give me a call at 708-761-4844. I am eager to help. Best Regards,
Prime Credit Advisors offered me a straightforward and effective credit repair service. Their team was proactive, tackling credit report errors and providing useful advice on credit score management.
Their process is transparent and personalized, making it easy to track progress. I saw a noticeable improvement in my credit score within months.
For anyone needing credit repair, I'd recommend Prime Credit Advisors. Their service is professional, efficient, and delivers results.
Thank you so much Sergio for your kind feedback on our fast credit repair services that we offer your clients over the years. We are grateful to be able help your real estate clientele.
Have been working with David for almost a year now. Sadly now going to court. Calls are never returned. Emails are never responded to. After I made full payments, nothing has been done. Sadly, feel like I was simply scammed and lost money.
Please give me a call so we can resolve your matters. David is no longer with the company. I would be happy to answer any questions you may have. Please ask for Tom when you call. (708) 761-4844
Prime Credit Advisors has taken care of me for close to 5 years. I have sent multiple clients to them as well, and they never disappoint! Great service, better people. They were able to remove all claims and increase my credit score substantially. They give great advice, monitor your credit, and tell you what you need to do. Tom is now handling my account and has been on point and honest! Highly recommend.