Horrid
Pros:Money if you don’t mind not having a life. Cons:Management was horrible, team leaders were awful with training. Training was bad, was never properly compensated during training, never saw any actual people get signed up for policy until it was my own turn to do so. Leads were ancient and almost unusable, most were recycled peoples accounts that didn’t want contact from the company. They set you up for failure from the beginning. Can’t get any new leads till I made sales with old bad leads. Once I got selling, the days were a minimum of 12 hours long. Management when I was working there acted like they saw “Wolf of Wall Street” and said yes, I want that work culture turned up to 11.
Managers dont care if you succeed or not
Pros:Work from home No work during the morning Cons:Almost every manager didn't care whether I flourished in the company. They give you a generic script to memorize, and then later, you find out that the employees who pass training don't even follow the script. They also don't train you to deal with specific scenarios with clients unless you find out the hard way. The worst part is that they used the selling point that there's no cold calling involved in the job to make me interested in pursuing the position, but then when you get hired and start calling the leads they give you, it feels like you're cold calling because a lot of them don't know what you're talking about. Lots of pointless meetings Evening work Advice to Management:Actually help train the employees that you hire especially the ones that you know have little to no sales experience but you hire anyway. Rather than giving a mostly useless script that doesn't accurately reflect real life scenarios. When I was hired the training videos that you are forced to watch are outdated and they even tell you that after you finish all of them.
American Income Review
Pros:Your “up line” will keep you on your toes by extensively blowing up your phone. Your success is somewhat up to you if you can afford it doing the job at first because you’re not going to make any money for a couple of months. Cons:Where do I start… Switch bait leads makes you feel grimy working there. Captive agent. *Management team can view control and call off of your already stepped on leads! Rentention rate is a struggle since you’re forcing insurance down people’s throats when calling off of the “free” leads. You work for free handing out the free benefits. I.E. union member benefits, child safe kits, will kits. Don’t enroll or give out your family member’s info in their database (impact) they will hound them till the end of time. Advice to Management:Fire your MGA’s that are telling new agents to shut the f*** up when they ask them a question. (Milwaukee WI) Don’t lie to recruits when your MGA’s are screening.
Verified
After reading through these other reviews, I see that everyone seems to be having the same issues. We have repeatedly told the reps who call us every few months that we do not need a "policy review". The details of our policy do not need to be changed. I have asked many times to be taken off their call list with no luck. Today the "General Manager" called me. When I was attempting to ask questions about exactly why I needed a policy review, instead of listening to my questions, she talked over me and started spewing some staged wording they all use to get you to take time out of your day and night so they can try to sell you things you do not need. When I asked her to stop talking over me and to listen to my questions so she could accurately address them, she made a snarky response and I ended the conversation. As a very busy professional, this is more than a waste of time and extremely frustrating. If this rude General Manager is representative of the "leadership" of this company. That is scary. It's probably time to explore other options.