Buyer Beware
Mortgage One Inc. engaged in deceptive and unethical lending practices throughout my home purchase. I was pressured into proceeding without a proper inspection, misled about loan terms, and given an appraisal that drastically misrepresented the home’s true condition. The lender failed to disclose critical property defects, mismanaged escrow funds, and left me financially vulnerable. Their negligence has caused significant financial strain, unexpected repair costs, and even foreclosure risk. I strongly urge consumers to be cautious and seek a lender with transparency and integrity.
I give this company a 1 out of 10. I currently am not the one getting a mortgage from the company. The buyer is. The buyer, both realtors and I have been trying to close on my house for 3.5 months. I simply reached out and asked where we were at in the process and was told that I am not entitled to information due to the fact I am the seller. I am shocked by this, my finances are on the line the same as a buyer and I am told I am not entitled to see what is going on with a transaction which I am involved in. Meanwhile, I have 1,000s of dollars on the line for my new house which is contingent on this one closing and they do not care. I was told my realtor would give me updates throughout the process but my realtor is not even updated. The corporate office has fumbled so many things within the file and tried to make up excuses that they were so backed up in transactions and that I should appreciate what there doing for me lol. This company is completely a joke, please save yourself the headaches and go with a reputable company when buying a home.
Tim Jacobs team at Mortgage One is thee absolute best!!!!! Kept me calm and relaxed, was very professional, efficient and caring kept in constant communication, which is very hard to come by now a days! First mortgage on my own. A couple of weeks it was a clear to close, which was such a relief. Even before my marital home was sold Mr. Jacobs was calling to see how everything was going and offered his assistance if anything was needed, personal touch was greatly appreciated, definitely goes way above and beyond for us! I couldn’t ask for any better! Highly recommend Mortgage 1!
Absolutely the worst financial mistake I’ve ever made in my life is to go with these people, they make everything so difficult, I have a loan with them for the past 14 months, and I am living in hell, everything has to be so complicated, everything needs to be in writing, and I have to go to the post office to send letters, it looks they still live in the 18 century!
My working with Mortgage 1 was handled with respect right from my first phone call. I got an appointment very promptly, had help with a list of what I would need for them and walked me through every step of the way with caring, respect and understanding. They gave me hope when I didn’t know what direction to turn. I highly recommend Mortgage 1. They made my dream come true!
Reply from Mortgage 1, Inc. Infinity Branch
2023.01.11
Ruth thank you . We love hearing these kind of comments.
Dawn Connors and Patty from Mortgage 1 made my first-time home buying experience the best it could possibly be. They were incredibly personable, efficient, and caring throughout the whole process. Dawn sat down with me for an hour to go through my house buying goals and financial budget. That amount of personal care is hard to come by. The Mortgage 1 team got me from offer accepted to clear to close in 2 weeks. I will recommend them for all future home buyers.
Definitely recommend calling Jennifer Bott at Mortgage 1. As a senior Loan Office you’ll be in the best hands!
In this confusing and ever changing loan marketplace you need someone that can help you navigate land mines! Call Jennifer today!!!!
Reply from Mortgage 1, Inc. Infinity Branch
2022.09.06
Scott thank you we love Jennifer she does a awesome job !
Exemplary customer service and knowledgeable staff. Seamless process, unique to my needs and addresses any concerns. Quick responses. Overall exceeded my expectations!
Reply from Mortgage 1, Inc. Infinity Branch
2022.08.10
Thank you so much for the positive review. We appreciate you taking a minute to share your experience.
We had such a great experience with Mortgage One purchasing our first home! Our realtor recommended a local agent from M1 and from the moment we sat down with them we knew we would be in good hands. Our agent made the process so simple utilizing the app to aggregate all the information either of us needed. They were always quick to reply and always looking for ways to help us get the best solution possible. We were cleared to close in record time bc of their diligence in communication and ease of access. Could not recommend a better company to work with!
Reply from Mortgage 1, Inc. Infinity Branch
2022.08.09
Thank you we really appreciate that you took the time to tell us.
From the information gathering stage all the way through closing, the Mortgage 1 team was professional, courteous , helpful and prompt!
Reply from Mortgage 1, Inc. Infinity Branch
2022.07.12
Thank you Paul. Appreciate the positive feedback. Thanks for being a loyal customer for all these years.
Steve Kobylecki and his team work hard for their clients; not only with timely and customer oriented services, but also with updates on rates and market trends that could positively or negatively impact the goals of their clients. They are professional, ethical, and efficient.
Reply from Mortgage 1, Inc. Infinity Branch
2022.07.10
Thank you Steve is very good at his job. We appreciate you taking the time to tell us how we’re doing .