Complete Shit, I have been a loyal Afterpay customer for years, paying on time and doing the right thing. Afterpay lifted my limit to $4000.00 which was fine, I have never gone past the limit, not even close. I have always paid on time, I miss one week of making all the payments on time, I made about 50% however being self-employed can lead to cashflow problems. I'm late by one day and the Bastards restrict my limit, with out warning I might add, to $2500.00 claiming that they 'May' do this if you are late. If someone is constantly late then fine, I'm late once in many years and they pull this shit. When I complain, I'm told to Bugger off, after many years of loyal custom and doing the right thing, this is how Afterpay reward you. What a pack of arseholes.