Dont waste your time and your credit score I am writing to formally express my frustration and disappointment regarding my recent loan application. I applied for a loan with SoFi in good faith, confident in my strong credit profile and excellent credit score. Throughout the process, I provided all requested information and documentation. Despite having solid credit factors and meeting what appear to be your stated qualifications, my application was denied without a clear or meaningful explanation. What concerns me most is that after undergoing the review process, my credit score has now taken a hit due to the inquiry, yet I was left without the loan I applied for and without a transparent reason for the denial. As a responsible borrower who works hard to maintain strong credit, this outcome feels both unfair and discouraging. Please stay away from them.
Fecha de la experiencia: 23 February, 2026